This article covers the following topics:

 

•         What is a membership fee

•         What is the membership fee used for

•         Features of the fee in a club with a points system

•         When do you need to pay a membership fee

•         Are there resorts where you don’t have to pay a fee

•         Why does the fee increase

•         Is there a difference in the amount for different nationalities

•         Is it possible to influence the fee

•         Why do you need to pay the membership fee on time

•         Is it possible to give up a week towards the membership fee

•         What measures are applied to debtors

•         What are the consequences of non-payment of the membership fee

•         How can you avoid exclusion and loss of membership

•         Is it possible to sell a timeshare with debts

•         Is it possible to restore membership in the club

•         What do you get after restoration

•         Who will help in settling the membership fee. contributions or restoration

 

What is a membership fee

Annual membership fee to the club (also known as a fee for the maintenance and management of timeshare apartments and the resort, a fee for utility payments in the timeshare resort, etc.) is calculated by special management companies initially when creating a timeshare club. The obligation to pay the fee by all members of the club is recorded in the Club Charter (Rules of Use). It also sets out the formula by which the fee is calculated, the rules for drawing up a budget for the maintenance of the resort for the management company, the requirement for the Club Committee to control the expenditure of funds and report to members

 

What is the membership fee used for?

Membership fees paid by all club members for each week of apartment ownership are used not only for the maintenance of the apartments themselves (cleaning, repairing damage, repairing broken items, replacing items that have become unusable), but also for the maintenance of the entire resort infrastructure (cleaning the territory of all indoor and outdoor areas, garden maintenance, pool maintenance, gym maintenance, repair and replacement of all damaged elements, including sun loungers, umbrellas, for lighting in the evening, maintenance of the reception)

Another important component of the fee is the administration of the resort: sending out invoices, accounting work on enrolling membership fees, communicating with club members, maintaining the website, compiling reports and inviting to meetings, booking weeks, etc.

 

Part of the funds is allocated for depreciation. Every few years, it is necessary to do cosmetic or major repairs in each apartment (from painting the walls and replacing frames and doors, partial or complete replacement of furniture, replacement or re-upholstery of sofas, replacement of outdated equipment)

 

Don't forget about communications: pipes, sewers, Wi-Fi, fire escapes and exits, security, alarms and much more.

The cost of labor and salaries is one of the important expense parts of the budget.

 

The larger the resort infrastructure, the higher the costs of its maintenance. Private beach with equipment, playgrounds, play area, children's area and playground, tennis courts, volleyball courts, parking, heated pools and pools with sea water, jacuzzi, boat station, stables, storage and drying modules for ski equipment, sauna, shuttles and electric cars, computer terminals, and much more - greatly increases costs.

Part of the resort infrastructure that can generate separate income is removed from the system of expenses that fall on the club members. Bar, restaurant, spa, diving and water activities, minimarket, boutiques, souvenir shops, ski equipment rental - are usually rented out and bring a small income to the resort, which reduces expenses on other items.

 

But large infrastructure does not always mean high expenses.

It all depends on the number of apartments into which the general expenses will be divided.

It happens that the membership fee at a huge resort with luxurious infrastructure will be lower than at a small resort with only a swimming pool and reception.

 

Features of the contribution in the club with the point system

In a club that has adopted the point system timeshare, all expenses are divided by the number of points, which represents the number of weeks of all apartments. And then each member of the club pays only for the number of points that he owns. In this case, the administration of the club is not added to the total costs and is not divided by points, but is divided by the number of club members and added to each individual point bill.

Also, at some resorts, for owners of a large number of points, a decreasing coefficient applies to the cost of expenses per point. Thus, it is profitable to own and use a large number of points.

 

When do I need to pay the membership fee?

Most often, the club year coincides with the calendar year.

Most resorts issue invoices in the fall for the following year and the invoice must be paid before the beginning of the year. To do this, a budget for the next year is drawn up in the summer, taking into account fixed costs, as well as major repairs that are planned for the next year.

Usually, major repairs are planned for the low season in order to cause the least amount of inconvenience to vacationers. Pool repairs, cosmetic or major repairs of a large number of apartments, changes or replacement of structures due to changes in resort requirements (additional fire exits, ramps for the disabled) are planned for the end of January-February.

In this regard, it is important that all club members pay on time and the resort has the funds to carry out these works.

 

Also, the calendar and club years may not coincide. This is due to the peculiarity of the club.

For example, Club La Costa includes more than 32 of its own complexes and, accordingly, tens of thousands of families of club members. Resorts are combined into 6 groups, for which the club year begins on different dates: for some, the year is from December to December, for others, from November to November, etc.

This makes it possible for the accounting department to process membership fees more quickly.

There are resorts that issue invoices for the following year already in July.

There are those that give a discount for early payment.

 

Are there resorts where you do not have to pay a fee?

Yes, there are.

There are membership types where the fee is paid not every year, but once every two years or every three years.

Biannual (even / odd year) - once every two years (even / odd years) and Triannual - once every three years. But in this case, you can only come to the resort or make an exchange once every two or three years, respectively. This membership is suitable for those who do not go on vacation every year.

 

There is a membership when you pay only when you go to your resort or want to exchange your week for another time and place.

For example, these are timeshare resorts of the famous hotel group Domina Group (www.domina.it ) - Domina Vacanza 11 clubs in Italy and 3 in Egypt. If you do not go to your apartments, Domina effectively rents them out through the hotel fund sales system.

It should be noted that the membership fee at the resorts of this group is quite high.

 

The two most famous clubs in our country, where the fee is paid only when you book weeks, are Viva Club (www.vivaclub.net ) and 1 Click Vacations Club (https://www.1clickvacations.club ). Each family has several vacation weeks at their disposal, and a small maintenance fee is paid when the family finally decides to go on vacation. Moreover, the fee depends on the size of the apartment booked and the dates of the trip (peak or normal).

A mandatory membership fee of €75 is required in these clubs, which only covers the administration of the club.

 

Why is the fee increasing?

Firstly, prices for everything are slowly but steadily increasing, and the price increase is having an effect. Everything is gradually becoming more expensive: from detergents to electronics. This growth is commensurate with inflation growth - from 1.5% to 4%

Secondly, changes in the requirements for tourist accommodation facilities, changes in labor legislation, etc. create one-time additional costs or increase permanent ones.

Here are examples of changes in the requirements for resorts over the past 10-15 years, which have led to an increase in costs in a number of resorts in those countries where such changes took place:

- a ban on temporary work contracts over 11 months and mandatory deductions to the employment savings fund;

- mandatory presence of a lifeguard if there is a swimming pool;

- installation of a modern fire alarm system, replacement with modern heat-resistant materials, installation of additional exits and evacuation systems;

- re-registration of resorts and bringing statutory documents into line with modern legislation;

- creation of a special system for secure storage of paper information (copies of passports) about all vacationers arriving at the resort for three years (separate rooms, special cabinets), etc.

 

Is there a difference in the amount to be paid for different nationalities?

We know of several cases where the fee for citizens of different nationalities was different.

In some cases, this was due to the exchange rate difference between the pound and the euro. When the majority of club members are, for example, British and the main currency of the club is the pound, then for residents of other European countries, invoices will be issued in euros. At the same time, the management company, when drawing up the budget for the next year and calculating the membership fee, must use such an exchange rate that possible small fluctuations during the year will not affect the total amount of contributions collected. But in practice, someone always ends up in a more advantageous position: either the British, if the pound has weakened, or the Europeans.

So, over the course of several years, European members of Club Tenerife could save themselves 18€-25€ if they paid in British pounds instead of euros due to the fall in the exchange rate.

 

Other cases, when the fee at one resort for some nationalities may be higher than for others, are associated with the need to translate documentation (invoices, meeting reports, newsletters) into an additional language or the introduction of an extra employee to the staff who will conduct correspondence and negotiations in a language other than the main languages ​​of the resort. At the resorts of the Heritage Resorts group, the membership fee for Russians and Italians was once higher by 12€-15€

 

Is it possible to influence the fee?

Not only is it possible, but it is also necessary.

The annual general meeting of club members adopts the resort budget for the following year and, accordingly, the amount of the membership fee.

It is not necessary to come to the meeting in person. It is enough to fill out a power of attorney to vote for you or fill out a ballot paper.

You can either indicate how you want to vote, or instruct another club member to vote at his discretion.

You can entrust your vote to someone you know who will be at the meeting or to one of the committee members.

If you indicate how you want to vote, then you can instruct a representative of the Resort Trustee (Trust), who is required to attend the meeting and monitors its legitimacy, to deliver your vote.

If the majority of club members are against increasing the membership fee, against some project that may increase the amount of the membership fee, then the fee will not increase.

You can’t even imagine what disputes sometimes rage at meetings. And decisions are sometimes made by a margin of just a few votes.

If you have not previously been interested in how the resort is administered, but have become dissatisfied with the growing membership fee, then it is time to become more active.

If for some reason you do not receive correspondence about the annual general club meetings every year, then inform the administration about this.

Examples of when members of different clubs influenced a change in the budget to the downside, which led to a decrease in the membership fee:

- voted against the conversion of the games room into a sauna;

- voted against moving the playground to the park part of the resort;

- closed the jacuzzi, which was not popular, but the maintenance of which cost a lot of money (water, electricity, disinfectants)

- insisted on changing the tenants of the bar and restaurant and increasing the rent.

 

Why is it necessary to pay the fee on time?

In response to the question, "When do I need to pay?" we already wrote that the need to collect membership fees by the beginning of the year is dictated by the fact that the most serious and most expensive repair work is planned for the beginning of the year, which most often coincides with the low season.

Examples of such work that we know about:

- replacing window frames and installing mosquito nets;

- re-laying pool tiles due to the appearance of acute defects;

- installing fiberglass fencing around the pool to protect the pool area in connection with new requirements when there is no lifeguard there;

- laying new pipes and a modern filtration system;

- major repairs of apartments (6-12 apartments are completely closed for repairs and re-equipment);

- installing canopies over the entrance from the roadway, as well as ramps and elevators for the disabled to the entrance and to the pool

 

In the low season, such work will cause inconvenience to the least number of vacationers.

This is why the club insists on timely payment of membership fees by all members before the beginning of the year, in order to have funds for all these works.

 

Is it possible to rent out a week towards the membership fee?

Yes, but only if the resort has an effective system for renting out these weeks.

Otherwise, you yourself will not use it, and the club will not rent it out to you, and as a result, your money and the week are lost.

Be sure to conduct these negotiations in writing, so that you have all the agreements in writing. The most common complaint is “we gave them the order, but they did not rent it out.” In fact, it turns out that the order was not given in writing, and the resort could not rent it out without permission, or the resort did not understand you, deciding that you were just asking.

Often, a promise to try to rent it out or to keep it in mind if someone asks is perceived by club members as an obligation of the administration.

 

Also, resorts usually agree to rent out weeks of the current year, if the membership fee has already been paid for them, as if towards the next year.

But in recent years the situation has changed and some resorts agree to rent out your weeks if you have not yet paid for them. This is how popular and advantageous timeshare weeks have become in Spain (in the Canaries and on the mainland).

Here are some resorts that have rented out their club members' weeks at different times: Anfi Beach Club, Royal Sun Resort, Club Callao Garden, Club Flamingo, Club Altamira, Club El Beril, Marbesa Club, Club Tenerife

If you have already rented out weeks in the club, find out how the conditions have changed now.

 

In recent years, due to the increased popularity of resorts in Spain and the Canary Islands, as well as their significant rise in price, many timeshare resorts have begun to effectively rent out their unsold weeks or those that have returned to the club's fund.

The Heritage Resort Group (Costa del Sol) and the Regency Resorts Group (Tenerife) have even created separate websites for renting out available weeks of apartments. Prices are high, like other aparthotels in the region, which also pleases members who feel the benefits of owning a holiday in the club.

 

What can you expect when applying to the club for renting out weeks?

At least the amount of the membership fee.

Club Tenerife used to rent out weeks for £10 and £20 (1-bed and 2-bed respectively) more than the membership fee.

But there are other conditions. In a number of Alpine clubs, where the cost of winter weeks varies greatly between dates, resorts rent out or do not rent out your weeks at market prices and take a percentage, like a real estate agency.

 

What measures are applied to debtors?

All rules and measures are described and regulated by the Club Charter (duly registered Rules of Membership in the Club).

The management company is not interested in reducing the number of club members and does not aim to deprive everyone of membership. Therefore, the measures taken against debtors are initially very soft.

First, a reminder letter is sent with a request to pay quickly and a warning about possible penalties.

The penalty is applied after several months (2-6). It is associated with additional costs for processing data, issuing and sending out repeated invoices. The amount of the penalty varies in accordance with the legislation in force in the country and can be a fixed amount (10 € - 50 €) or a percentage of the overdue payment (10% - 25%).

The amount of the penalty depends on the policy of the club and the management company: to cover the costs of reminders and repeated data processing or to punish negligent members.

 

The letter with the penalty usually contains a warning and a reference to the clause of the Charter, according to which membership can be suspended or revoked.

At the same time, the club applies to the exchange company with a request to temporarily block the member's exchange card until the financial issues are resolved.

 

A member may be refused accommodation at the resort if membership fees for the current year are not paid.

If a member fails to pay the debt after a series of reminders, the membership will be suspended.

The question of what to do with debtors is brought up at the annual general meeting and believe me, all those who paid on time are present at the meeting, and they will vote to exclude from the club those who do not pay.

 

What is the risk of non-payment of membership fees?

Non-payment of fees may result in suspension of membership, up to and including complete and irrevocable loss of all membership rights to property.

Based on the fact that the budget for each year is calculated strictly taking into account the number of memberships in the club and non-payment may result in a budget deficit and the inability to provide high-quality maintenance of the resort, we understand that the resort cannot wait long for negligent club members to pay their debts.

The Club Charter contains a clause on measures against debtors: a reminder, penalties and exclusion from the club.

To avoid arbitrary action by the management company, the issue of exclusion from club membership is put to a vote at the annual general meeting of all club members.

The Charter strictly stipulates such a voting procedure. The present lawyer-representative of the resort trustee (trust company) monitors compliance with the laws and the club charter.

It should be emphasized that neither the club administration, nor the committee, nor the management company are interested in the exclusion of members. This is only an extreme measure that everyone tries to avoid.

However, we observe different levels of strictness in the policy regarding exclusion in different resorts.

We divide them into three levels according to the level of strictness: “kind resorts”, “fair”, “strict”

KIND RESORTS: small fines, mild reminders, they tolerate debtors and wait for payment for many years; finally, after several warnings they exclude, if the exclusion is contested or a simple appeal is made, they reinstate immediately on condition of paying off the debts, sometimes they even give a discount or forgive part of the debt, allow you to pay the debt in installments or give additional weeks to your vacation for free. They return the same membership or provide a new one in exchange and carry out all the administrative work either entirely at their own expense, or it costs very little (50 € -150 €)

Such kindness and generosity are commendable, but they do not come out of nowhere, but at the expense of other club members and the general budget, which means that the common cause suffers - the quality of the resort.

Such a policy always leads to a decline in the quality of the resort. Among good clubs, there are no resorts with a silver or gold crown or at least of international significance. This is reflected in the prices and popularity of the resort on the secondary market. It is extremely difficult to sell such a membership, and it costs pennies.

FAIR RESORTS: the fines are proportionate, forcing you to hurry up with the payment next time. The exception usually occurs in the second year. But there are clear rules for the restoration of membership - payment of all debts, fines for late payment and a fee for the restoration of membership (assignment of the same or new property, data processing and, if necessary, issuance of a new membership certificate). Fees for restoration can vary from 150 € to 350 €. Usually there is a deadline for applying for restoration - 3-5 years. If more has passed, the application will not be considered at all. If after the membership has been restored, the situation repeats itself after several years, the club will refuse to restore. Usually such rules apply to resorts that have an effective system of renting out confiscated weeks or the ability to sell these weeks in bulk.

STRICT RESORTS: These clubs have a very strict policy towards debtors. Usually, these are the most popular resorts that have their own active sales department, which will immediately sell the confiscated week. After a reminder with fines, a few months later the club member is expelled. There is hardly one or two months for reinstatement and there must be a serious justifying reason that the payment was overdue, but even more so, why the member did not contact and inform in a timely manner. The argument "did not receive the invoice" only aggravates the situation, since the charter of all clubs states the obligation of the member who did not receive the invoice in a timely manner to contact the resort himself for a copy.

The fine for reinstatement can be quite high - 350 € - 650 €.

But the worst thing is that the club may have a policy of not reinstating at all. We know of situations where club members with genuine reasons for delaying payment for several months, even with the support of our lawyers, the involvement of trusts and international timeshare organizations, have not been able to restore membership. After all, not a single club charter contains the concept of restoration after exclusion.

 

How can I avoid exclusion and loss of membership?

As strange as it may seem, it is extremely easy to avoid exclusion.

This is due to the fact that the club does not aim to exclude. Even the strictest club would like all members to pay their dues on time, and always have enough budget for everything, including improving and developing the resort.

It is enough to just write a letter to the club about your temporary financial difficulties and ask for a deferment of payment.

We do not know of a single case where club members were refused their request.

Of course, until the dues are paid, you cannot use them yourself or send your loved ones on your week, as well as pawn a week with debts in an exchange bank.

The debtor may be asked to pay at least a small amount (50 € - 100 €) now. Or they may offer to pay in installments. For UK citizens, there is a bank that credits membership dues, and this service can be promoted and initially offered to everyone.

It is very important that these are written agreements.

In this case, at the annual general meeting, when the report on how membership fees were paid is heard, and the list of debtors is announced, those who asked for a deferment are named separately and the general meeting confirms the possibility of a deferment and does not vote for their exclusion.

 

Is it possible to sell a membership with debts?

No resale agency requires any confirmation or certificate of absence of debt on membership fees.

However, it is understood that you cannot offer someone to buy a timeshare with debts or a suspended or confiscated membership.

But at the same time, if you imagine that you apply for a resale at the end of the year, when there are no debts, and in the new year you do not make a payment, then it is clear that the agency will not know about this until it comes to registration.

The issue of the fee is acute for those who sell a timeshare for financial reasons.

We recommend that, when putting the timeshare up for sale, you ask the resort for a deferment of the payment of the membership fee. We are also aware of situations where agreements have been reached with the club to defer payment while the club member is looking for a buyer.

There have also been situations where the buyer paid the seller's debts at the time of re-registration.

It should be noted that reaching such agreements is not easy, and requires the help of specialists. Our financial and legal department has similar experience in negotiations.

And you should also keep in mind that the buyer will be able to negotiate more favorable terms for himself if he knows that he is buying a timeshare with debts and must first pay the debts.

This should be taken into account during negotiations. Sometimes it is more profitable to borrow money for a short time for a contribution and urgently pay it yourself before the transaction than to give a big discount to the buyer.

It is important to note that the re-registration of membership will not take place until the debt is paid off. This is monitored by the appointed notary who signs the deed of ownership or the trust that issues a certificate for the new owner. It is for this reason that resale agencies, having learned that you have large debts, immediately offer your buyer another timeshare.

So what?

If resale agencies do not have the resources to deal with these issues, then we do – this is the specialization of the financial and legal department to coordinate such situations between the seller and the buyer, prepare special documents that protect the interests of both parties in such a vulnerable situation, and coordinate additional guarantees for the buyer with a notary or trust.

 

Is it possible to restore membership?

Above in the section "What are the consequences of non-payment" we have already mentioned when and in which clubs restoration is possible.

Let's talk about this in more detail.

Let us emphasize once again that the club does not aim to exclude. Even the strictest club would like all members to pay their dues on time and always have enough budget for everything, including improving and developing the resort.

That is why exclusions and fines can be easily avoided. You just need to write a letter to the club about your temporary financial difficulties and ask for a deferment in payment.

When a member is excluded from the club, he completely loses the rights to his property in the club.

Just as the charter sets out the conditions and procedure for exclusion, so too does the housing code set out the provisions under which a malicious debtor of rent can be deprived of housing. If in a club, this is done through a general vote at an annual general meeting, then in relation to housing, this is in court. In both cases, the property goes under the hammer and the money goes to pay off debts. The difference, if any, is transferred to the former owner. But in the case of a timeshare, the difference is received extremely rarely. We know of only one club. But this is because confiscated timeshares are sold either for a very long time or very cheaply. They are bought from time to time by clubs that have their own exchange funds to provide a wider choice of vacation spots for their members.

There are also resorts that have their own marketing department and actively hold sales presentations, and confiscated weeks are sold along with unsold ones.

The latter take a tough stance towards debtors and often refuse to restore.

Under what circumstances will they restore? In addition to the club's own policy of whether to restore or not, it can be influenced by how, when and in what form the restoration is requested.

You cannot indicate as a reason for late payment that the bill has not arrived, since according to the club's rules, the club member must request it himself if he has not received it.

 

You should also not refer to the fact that you did not know that you had to pay. This argument will not be accepted, since the purchase agreement that you signed necessarily has a clause about the membership fee and that it must be paid. Also, the header of your membership certificate confirms that the founder and the management company transfer to you exclusive rights to membership in the club upon your fulfillment of obligations to pay maintenance costs. If you did not bother to find out what is written in your main document of the owner, this will characterize you. As an irresponsible member of the club.

 

Do not exaggerate too much if the reason is financial. We know of a story when a club member went overboard with a story about his financial problems, that he was denied reinstatement, since in the situation as he described there will continue to be problems and he will not be able to use it anyway and the timeshare will not be a joyful vacation for their family, but only a financial burden.

 

You need to explain the reasons honestly.

 

In general, we advise conducting these negotiations with the help of our specialists.

Of course, if you decide to negotiate on your own and in case of refusal, you can still turn to us for help. But this will be more difficult and expensive for you. There are two known situations when even we could not correct the mistakes made by the club members themselves.

 

They apply for restoration to the resort management company.

In case of refusal, you can contact the chairman of the committee or members of the club committee. This is an elected body of members like you. They are not alien to emotions.

And the last authority to which you can appeal is the resort trustee (trust company), which monitors compliance with all rules and laws.

If our specialists are engaged in restoration, they can involve international organizations, pull the strings of personal connections, use precedents and developments.

The chances of restoration increase, as well as the costs at our request decrease.

 

What do you get after reinstatement?

The same or...

Ideally, after reinstatement you should be given the same type and level of membership as the one you had before the exclusion.

It is ideal if your membership has not yet been sold or assigned to someone else, and you receive exactly yours.

Let's make a reservation, for owners of floating type apartments and weeks, as well as for owners of points, this issue is not relevant at all. You receive exactly the same membership category and number of points as before. Even if your property has been transferred to someone else, you will not notice this, since these are only administrative changes that will occur only in the register.

But if your fixed week has already been sold or given to someone else, then no one will take it back from them, and you should be given a similar one.

This is a very delicate moment: you need to ensure that you are reinstated in a property no less popular than the one you had. The possibility of reselling it in the future may depend on this. Don't rush to agree, but check with the experts. We know of stories where families, having lost their prestigious Easter, Carnival, August and Christmas weeks, were offered weeks nearby. In fact, these may turn out to be weeks with low value for exchange or resale, and sometimes even just failures. For example, weeks No. 2 and 3 are popular with Russians. But no one else at all. Agree - if this is your conscious choice, and you will be vacationing at the resort on these dates. And in no case, if you plan to often use the exchange or allow the possibility of resale in the future.

 

In general, restoration is the best time to tune your membership to your modern requirements and wishes. It is no secret that our expectations and requirements can change over the years, and the extent to which your membership meets them will be the key to a high-quality and joyful trip. Tuning a timeshare is usually a pleasure for which you need to prepare several thousand at once, because registering a new or another membership, even if you got it for free, costs several thousand. And if you want to increase the size of the apartment or change the season from high to peak, then several thousand more for the difference.

Therefore, our hashtag for you - tuning a timeshare is profitable to do during restoration. Firstly, you are already communicating with the level of administration where such decisions are made, and do not crawl to it through those who find your questions burdensome, unclear, or simply do not know that this is possible at all. Secondly, it happens that the resort has a larger fund of available apartments than smaller ones, and you can easily restore them to larger apartments and even without additional payment. Thirdly, you still pay a fee for restoration, which is nothing more than the registration fee, and accordingly you save it.

 

Who will help in settling membership fees or restoration?

There is no such organization or such specialists in any country in the world who offer their services in matters of settling membership fees or restoring membership.

We are a unique exception.

As you have already understood from this article, you need to know at least all these subtleties, and also know the details of the relationships of specific organizations, the policies of specific clubs, have personal contacts and connections, and monitor all changes.

The commercial component of these services cannot be high, which makes such work impossible and unprofitable.

We help in these matters due to the fact that this is not our main activity, on which the company's life would depend.

Our main source of income is the implementation of preferential and compensation programs for those who have become victims of fraudsters or circumstances and have not received or lost their funds or the timeshare itself.

As part of this main work, we have all the subtleties of membership, membership restoration, etc. and thus can use our knowledge, including for settling issues of membership fees, membership renewal or timeshare tuning.

Therefore, our services are accessible and cheaper than if you contacted lawyers.

But of course, the most valuable thing is our skills and developments.

 

Our specialists in the administrative and legal department will guide you through all the pitfalls with the least losses